Our Consolidation Loan makes it much easier for you to manage your debt? You can take the stress out of multiple payments such as overdrafts, credit cards, loans and more by combining them into one payment.

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

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Interest

Monthly

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Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You

What we require from you

1

Proof of Income

  • Depending on your own circumstances:
  • Social Welfare receipts
  • Recent payslips
  • Recent income assessment
  • Tax Clearance Certificate
2

Bank Statements

  • The last 3 months statements from your current account
3

Additional Information

  • Statements and/or settlement figures from debts to be consolidated

Lending criteria

Savings Requirement

  • Minimum of €20 in your savings.

Ability to Repay

  • We must establish that a borrower is able to afford the loan repayments, including interest, for the full duration of the loan.

Loan Term

  • Maximum loan term is 10 years.

savings
There are four convenient options available

To apply for a loan:

  • Log in to your online account to apply* (if you don’t have online access just register below)
  • Complete an online loan enquiry via the Apply Now button below
  • Freephone us on 1890 285 626
  • Call into any of our three branches

*Applying through your online account enables you complete the whole loan process from application stage to funds being delivered direct to your bank account.

Become a Member Apply Now
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Please note: All loans of €500 and greater are reported to The Central Bank of Ireland under the Credit Reporting Act 2013. You can find further information here.

CCR Information

Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Normal lending criteria, terms and conditions apply. Loans subject to approval.

If you would like more information please contact Claddagh Credit Union today.

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